Distribute on the platform that connects the loop.
HLG gives brokers, TPAs, and carriers a competitive plan product, modern administration, and a payments engine — packaged so you can win, retain, and scale your book.
Built for distribution.
Lead with First Choice Health Plan and twenty-plus years of MBA TPA administration credibility — a story carriers can't easily match.
Standardized eligibility, rating, and onboarding cycles measured in days, not weeks.
PayGate handles provider settlement, member responsibility, HSA, and broker commissions on bank-custodied rails.
HIPAA-aligned data flows, FBO-segregated funds, and 837/835 EDI native — not bolted on after the sale.
How partners put it to work.
Quote First Choice + MBA TPA, layer Benefit Re captive, integrate PayGate for HSA — single onboarding stream, single renewal cycle.
Migrate to MBA TPA's plan operations stack and PayGate's settlement engine without disrupting your in-force book.
Use Benefit Re and PayGate to extend your existing carrier book with risk and bank-custodied money movement.
One pipeline, end to end.
From book review to first bind.
We map your in-force groups, carriers, and renewals against the HLG stack and identify the highest-yield wins.
Standard producer contract, commission schedules, and co-branded marketing kit. Legal templates ready to redline.
Producer portal access, rating engine training, and a dedicated underwriting contact for your first three quotes.
First binds, member onboarding, and quarterly business reviews on retention, attach rate, and commission flow.
Answers, no jargon.
The most common questions from brokers, TPAs, and carriers evaluating HLG. Don't see yours?
Ask our partner teamReady to grow your book?
30-minute book review. We'll surface the renewals where the HLG stack outcompetes your incumbent and outline a producer agreement — no commitment.