Ecosystem · Eight companies live

Eight companies. One closed-loop platform.

Each portfolio company is a standalone operator in its own market. Stand back and a common architecture appears: payments, plan administration, captive insurance, practice management, and direct care — connected by HLG.

8
Operating companies
6
Categories covered
1M+
Covered lives
15K+
Employer groups
The stack

Six layers, one operator.

Platform Index6 vertical layers8 operating companies
System overview
L0113%
Payments
1 company
L0225%
Health Plan
2 companies
L0313%
Administration
1 company
L0425%
Insurance
2 companies
L0513%
Software
1 company
L0613%
Care
1 company
Portfolio companies

The operators behind the platform.

01
Payments
Live
PayGate Logistics logo
Healthcare payments platform

Real-time payments orchestration purpose-built for healthcare — provider settlement, broker commissions, member responsibility, and HSA card programs running through bank-custodied workflows.

The payments engine sitting inside every transaction across the HLG ecosystem.

TPA / CarrierProviderBroker
Visit
02
Health Plan
Live
First Choice Health Plan logo
Fully-funded health insurance plans

PPO health plan products built for employer groups, brokers, and benefits consultants seeking a competitive, technology-forward alternative to legacy carriers.

The fully-insured health plan layer of the HLG stack.

EmployerBroker
Visit
03
Administration
Live
MBA TPA logo
Third-party benefits administration

Twenty-plus years of administration experience — eligibility, claims coordination, plan operations, and reporting across 15,000+ employer groups and 1,000,000+ covered lives.

The TPA+ stack standardizing plan operations across the network.

EmployerBrokerTPA / Carrier
Visit
04
Insurance
Live
Benefit Re Insurance logo
Licensed insurance carrier

Captive insurance program isolating employer-level risk and integrating with stop-loss partners across the HLG benefits stack.

The captive layer enabling risk programs alongside partnered reinsurers.

EmployerTPA / Carrier
Visit
05
Software
Live
Practice LogistiX logo
Practice management and EHR

EHR and practice management software live in clinical settings — check-in, charting, billing, and claims generation in one operational system.

The provider-side software running the day-to-day of care delivery.

Provider
Visit
06
Insurance
Live
Benefit Risk Advisors logo
Commercial P&C insurance

Commercial property and casualty insurance for healthcare organizations and the employers across the HLG plan footprint.

Commercial coverage complementing the benefits portfolio.

EmployerProvider
Visit
07
Care
Live
MedOne Urgent Care logo
Walk-in clinics and employer direct care

Urgent care and direct-care clinics serving members in-network, with telemedicine and employer worksite programs available across the HLG plans.

Direct care delivery inside the closed-loop system.

EmployerProvider
Visit
08
Health Plan
Live
Benefit Health Plan
Health plan administration

Administration of benefit plans, member services, and the HealthOne member experience — the consumer-facing layer of HLG's coverage.

Member-facing health plan administration and the HealthOne front door.

EmployerBroker
Visit
Future initiatives

What's next.

In addition to the eight operating companies, HLG is investing in initiatives that will extend the platform across banking, consumer experience, and digital assets.

Coming soon
MediCoin

A healthcare utility token designed to reward participation and streamline transactions across the HLG network.

Coming soon
Luminate Bank

Recently acquired traditional bank, foundation for future banking and digital-asset capabilities across HLG.

Coming soon
HealthOne Platform

Consumer mobile app unifying telemedicine, HSA, benefits, provider search, and digital member ID.

Forward-looking statement: these initiatives are exploratory and subject to change. Nothing here is an offer to sell or a solicitation to buy securities or digital assets.

Open for partnerships

Plug into the closed-loop platform.

Brokers, employers, providers, and partners — pick the entry point that fits your business and we'll route you to the right operating company.