Eight companies. One closed-loop platform.

Real-time payments orchestration purpose-built for healthcare — provider settlement, broker commissions, member responsibility, and HSA card programs running through bank-custodied workflows.

The payments engine sitting inside every transaction across the HLG ecosystem.

PPO health plan products built for employer groups, brokers, and benefits consultants seeking a competitive, technology-forward alternative to legacy carriers.

The fully-insured health plan layer of the HLG stack.

Twenty-plus years of administration experience — eligibility, claims coordination, plan operations, and reporting across 15,000+ employer groups and 1,000,000+ covered lives.

The TPA+ stack standardizing plan operations across the network.

Captive insurance program isolating employer-level risk and integrating with stop-loss partners across the HLG benefits stack.

The captive layer enabling risk programs alongside partnered reinsurers.

EHR and practice management software live in clinical settings — check-in, charting, billing, and claims generation in one operational system.

The provider-side software running the day-to-day of care delivery.

Commercial property and casualty insurance for healthcare organizations and the employers across the HLG plan footprint.

Commercial coverage complementing the benefits portfolio.

Urgent care and direct-care clinics serving members in-network, with telemedicine and employer worksite programs available across the HLG plans.

Direct care delivery inside the closed-loop system.

Administration of benefit plans, member services, and the member experience — the consumer-facing layer of HLG's coverage.

Member-facing health plan administration and the consumer front door.